How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility your insurer files with your state DMV, not a separate policy. Most states require it for 3 years after DUI, reckless driving, or driving without insurance convictions.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle, satisfying SR-22 filing requirements for suspended drivers who don't own cars. Premiums typically run $25–$50/month for state minimum limits.
Liability Insurance
Liability coverage pays for damage you cause to others in an at-fault accident. State minimum requirements range from $25,000 to $50,000 per person for bodily injury, with property damage minimums between $10,000 and $25,000.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 20 states and strongly recommended in others, where 12–15% of drivers operate without coverage.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with suspensions, DUIs, or lapses. Premiums run 40–300% higher than standard rates, but acceptance rates are significantly better for drivers with recent violations.
